Proceeds from a case involving a child under the age of 18 must be approved by a judge through an Infant Compromise proceeding. The purpose of the judge’s review is to ensure the funds are protected for the child. Funds can be handled in a variety of ways. A family may choose to structure the funds with the assistance of an insurance company who would then provide periodic payments to the child upon reaching a certain age. An annuity structured with an insurance company may allow for some additional investment yield from the funds over time. This is one way to provide for the long-term needs of a disabled child and his or her anticipated future needs. A special-needs trust or qualified settlement trust are also alternative options, as well as upfront cash payments to provide for any immediate needs. A birth injury attorney near you will help you understand your options as well as determine what is the best option for you and your family.